Kayaka Yojana loan Scheme 2021: Online Application, Interest Rate
Kar Kayaka Scheme Application Form 2021 | Kayaka Yojane Apply Online | Kayaka Scheme Karnataka | Karnataka Kayaka Loan Yojane Form.
Dear friends, the State Government of Karnataka launched various schemes from time to time. The scheme launched by the concerned department. Yojane focuses on encouraging skill development in the Kar state through the
Self Helping Group (SHGs). The concerned department initiates a zero interest subsidized loan scheme for women SHG in the Karnataka state. The Govt provides loans of up to Rs 10 lakh to SHGs from Cooperative banks. Karnataka Government has initiated the development of skills as well as entrepreneurs. Concerned department and Govt will provide loans to 3000 SHGs each SHG will get Rs 10 lakh, of which Rs 5 lakh will draw 4% interest.
Kayaka Yojana loan Scheme 2021
ಕನ್ನಡದಲ್ಲಿ ಕಯಕಾ ಸಾಲ ಯೋಜನೆ ಆನ್ಲೈನ್ ಅರ್ಜಿ
Key features of the Loan scheme Karnataka –
Encouragement of SHG – The prime objective of the State Govt of Karnataka is to encourage women’s SHGs. These groups will work to empower women & enhance their financial status.
Low-interest rates – The main advantage of this scheme is that applicants will not have to suffer from the pressure of high bank interest rates. The applicants who attain a loan of fewer than ₹ 5 lakhs, no need to pay any interest. Those who attained credit between 5-10 lakh will have to pay bank interest at 4%.
Easy credit in hand – SHG often doesn’t get bank loans easily. The help of this scheme will eliminate financial issues forever.
Selected banks – The Govt has announced that SHGs will able to attain the money from cooperative banks in the selected area.
Amount of credit attainable – The SHG will able to apply for the credit amount that is as low as Rs 1 lakh, the upper limit of the credit amount is Rs 10 lakh.
The prime objective of this scheme to provide financial help to the women associated with SHGs.
Kayaka Loan Application Online
|Scheme||Kayaka Loan Scheme|
|Under||State Government of Karnataka|
|Beneficiaries||Women associated with SHGs|
|Apply online||Kayaka Loan Yojana Form in Kannada|
|Form||Karnataka Zero Interest Loan Application|
|Category||Kayaka Loan Scheme Interest-free loan|
Residential requirement – The project will be implemented by the authority. Applicants must be legal residents of Karnataka.
ID proof – They will have to furnish their personal ID documents. Aadhaar card/PAN Card, and others.
Bank account – All credit will directly be transferred to the bank account of the SHG. So mentioned their bank account details with the form.
Kayaka Yojana Eligibility criteria –
- The scheme only meant for the permanent resident of the Kar state.
- Applicant associated with Self Helping Groups
- All applicants have to attach a copy of their certificate that has been issued by the SHG.
- The scheme only meant for Women only.
Karnataka Kayaka Yojane Application Form pdf
ಕರ್ನಾಟಕ ಸಾಲ ಯೋಜನೆ ಆನ್ಲೈನ್ನಲ್ಲಿ ಅನ್ವಯಿಸುತ್ತದೆ. The Karnataka Govt has already mentioned that all SHG & interested candidates will have to log in on the authorized portal of the scheme. Visit the official portal of Sahakara Sindhu (Department of Cooperation, Govt of Karnataka).
Without this, they will not able to attain the digitized registered form.
They have to do all the needful procedures to apply for the loan.
After preliminary registration, applicants will attain the loan amount in their respective bank accounts.
For more details about various schemes in Karnataka, stay online with this page. In case of some queries just write in the comment box.